Let me see if I have the time line straight. In the 20s, we have a largely unregulated system that goes ass up and fucks up the country for a decade or so, and which results in some pretty massive regulation. For the last thirty years or so, we’ve seen that regulation pecked away at the margins until we’re back at a largely unregulated system—at least the most damaging parts had little oversight—and the whole thing goes ass up again. Did I miss anything?